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Top 10 Banking & Insurance Law Judgments – Jan 2026 | LegalWiki

Legalwiki

23 Feb 2026 — 2 min read

Author : Manan Grover, 2nd year student, Maharaja Surajmal Institute, New Delhi

Key Supreme Court and High Court Rulings in Banking & Insurance Law

In January 2026, the Supreme Court and various High Courts across India delivered important judgments shaping the landscape of Banking & Insurance Law.

Karnataka High Court Grants Interim Relief to Café Coffee Day in FEMA Case

The Karnataka High Court has granted interim relief to Café Coffee Day (CCD) by deferring FEMA adjudication proceedings initiated by the Enforcement Directorate. Read more.

Deliberate Signature Mismatch to Defeat Cheque Payment Attracts S.138 NI Act: J&K & Ladakh High Court

The Jammu & Kashmir and Ladakh High Court held that deliberately appending a signature on a cheque which does not tally with the specimen signature available with the bank, with the intent to prevent encashment, attracts liability under Section 138 of the Negotiable Instruments Act, 1881. Read more.

Bombay High Court Hears Banks’ Appeals Against Stay on RBI Fraud Action Against Anil Ambani

The Bombay High Court took up appeals by public sector banks and an auditor challenging a single-judge order that stayed coercive action against Anil Ambani under the RBI’s 2024 Master Directions on fraud classification. Read more.

Pre-Deposit Under SARFAESI Must Be Paid To Tribunal, Not Bank: Kerala High Court

The Kerala High Court has clarified that the mandatory pre-deposit for filing an appeal under the SARFAESI Act must be made before the Debts Recovery Appellate Tribunal (DRAT), not the lending bank. Read more.

Delhi High Court Stays Mandatory Second-Level Review of Rejected RBI Ombudsman Complaints

The Delhi High Court has stayed a single judge’s direction mandating a second level of human review for complaints finally rejected by the RBI Ombudsman. Read more.

Kerala High Court Rejects Writ Plea Seeking One Time Settlement Benefits

The Kerala High Court dismissed a writ appeal where borrowers claimed the benefit of a One Time Settlement (OTS) Scheme. Read more.

Parliament Passes Sabka Bima Sabki Raksha Bill To Reform Insurance Laws

Parliament has passed the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill, 2025, introducing wide-ranging statutory reforms to India’s insurance framework. Read more.

SEBI Bars 26 From Markets Over Price Manipulation In SME Stock DU Digital

SEBI has barred 26 individuals from the securities market for up to two years after finding coordinated price manipulation in SME-listed DU Digital Technologies. Read more.

SEBI Cancels Research Analyst Registration Misused by Provision Store Owner

SEBI cancelled the Research Analyst registration of Purooskhan after confirming he had no role in securities market research or investment advice. Read more.

Finance Ministry Discusses Faster Case Disposal and Higher Recoveries Through DRTs

The Finance Ministry has discussed measures to speed up case disposal before Debt Recovery Tribunals (DRTs), with a focus on faster recovery in high-value cases. Read more.

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Top 10 Madras High Court Judgments – January 2026 | LegalWiki

Key Madras High Court Rulings In January 2026, the Madras High Court delivered several important judgments that clarified key aspects of law and impacted everyday legal practice. This article brings together the top 10 Madras High Court judgments of the month, offering a concise overview of decisions that are relevant

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