Top 10 Banking & Insurance Judgments – Dec 2025 | LegalWiki
Key Supreme Court and High Court Rulings in Banking and Insurance Law
In December 2025, the Supreme Court and various High Courts across India delivered important judgments shaping the landscape of Banking and Insurance law.
Post-Dated Cheques Given As Security Can Attract Section 138 NI Act Once Liability Crystallizes: Delhi HC
The Delhi High Court has dismissed a plea seeking to quash proceedings under Section 138 of the Negotiable Instruments Act concerning a post-dated cheque issued as security. Read more.
Supreme Court Refers Issues On Cashless Treatment To Justice Sapre Committee
The Supreme Court has referred all issues concerning cashless medical treatment and complete insurance coverage for road accident victims to the Justice Sapre Committee (Supreme Court Committee on Road Safety). Read more.
J&K&L High Court Holds Payment to ‘Either/Survivor’ Joint Account Holder Fully Discharges Bank’s Liability
The J&K&L High Court has held that when a joint account carries the “either or survivor” mandate, a bank is fully discharged of liability once it releases the matured amount to the surviving account holder. Read more.
Bombay High Court Criticizes PNB for Publishing Borrowers’ Directors’ Photos Amid Pending Challenge
The Bombay High Court pulled up Punjab National Bank for publishing the names and photographs of directors of a borrowing company in a newspaper despite being aware that their challenge to the bank’s actions was pending before the Court. Read more.
Parliament Passes Sabka Bima Sabki Raksha Bill, Allowing 100% FDI In Insurance Sector
Parliament has passed the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill, 2025, bringing significant reforms to India’s insurance sector, including permitting 100% foreign direct investment in insurance companies. Read more.
Parliamentary Panel Reviews SEBI Ombudsman Powers Under Securities Markets Code Bill, 2025
A parliamentary standing committee is reviewing the Securities Markets Code, 2025 Bill, with a focus on the powers and scope of the proposed SEBI ombudsman for investor grievances. Read more.
Chennai CBI Court Convicts Company, Four Directors In ₹5.75 Crore Andhra Bank Fraud Case
A Special CBI Court in Chennai has convicted M/s D.N. International Ltd. and its four directors in a ₹5.75 crore bank fraud case linked to Andhra Bank’s Mowbrays Road Branch during 1999–2000. Read more.
SEBI Bars 26 From Markets Over Price Manipulation In SME Stock DU Digital
SEBI has barred 26 individuals from the securities market for up to two years after finding coordinated price manipulation in SME-listed DU Digital Technologies. Read more.
SEBI Cancels Research Analyst Registration Misused by Provision Store Owner
SEBI cancelled the Research Analyst registration of Purooskhan after confirming he had no role in securities market research or investment advice. Read more.
Finance Ministry Discusses Faster Case Disposal and Higher Recoveries Through DRTs
The Finance Ministry has discussed measures to speed up case disposal before Debt Recovery Tribunals (DRTs), with a focus on faster recovery in high-value cases. Read more.
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